Premium Audit Innovations

Everything should be made as simple as possible but no simpler.   -Albert Einstein-

Twin Rocks Premium Audit Innovations is designed to provide the information necessary for a commercial insurance premium auditor to accurately and successfully get the job done.

If you are looking for class codes or rates you will need to refer to the rating organization for the state in question however; if you need to know what to include or exclude or how to handle specific situations in your audit then Twin Rocks Premium Audit Innovations is for you.

What employments are excluded by the state statutes?  How do you handle ownership?  What non-employee labor is included?  Many states have coverage's and exclusions in common but many states also have exceptions.   The "Audit Quick Guide" provides common as well as exceptions to the rules and regulations specific to each state saving you considerable time and research.

In addition, if you would like to know why you do what you do the "Audit Basics" section includes interpretations, recommendations and explanations related to the common and sometimes, not so common situations you face in the production of the premium audit product.  When you understand why, the next time will be easier.

We've tried to write it in understandable terms.